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Post: Sustaining AI Growth Without a Two-Speed Economy

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Future of Finance

By Russell Tilsed

AI adoption in the UK is accelerating but uneven, creating a gap between “AI-mature” and “AI-curious” organisations. Without accessible tools, pricing, and ROI, smaller businesses risk falling behind. Sustainable progress requires integrated, human-centred AI that builds trust, reduces complexity, and enables organisations of all sizes to benefit from intelligent automation.

After years of anticipation, AI has decisively entered the business mainstream, with momentum that shows no sign of slowing. But while the AI era has arrived, applications and business cases vary wildly across organisations.

The UK is a good example of this, where AI deployment is being prioritised depending on an organisation’s resources and industry sector. The UK’s AI revolution is definitely underway – and from customer service chatbots to predictive analytics and intelligent workflow automation, artificial intelligence is reshaping how organisations operate, compete and grow.

However, our recent research shows that only 16% of UK organisations are deploying AI at scale, while a third (33%) remain in research or pilot phases.  The result is a widening gap between the “AI-mature” – those integrating automation into everyday operations –  and the “AI-curious” – who still face barriers around cost, complexity, and integration.

If left unchecked, this divide risks creating a two-speed economy, and if it deepens, will leave smaller and less digitally mature businesses behind. Without accessible tools, simpler pricing models, and clearer ROI frameworks, AI could become a growth driver for the few, not the many. 

While AI momentum is real, it is far from evenly distributed, and that imbalance should concern business and IT leaders. The next wave of UK innovation will depend on making AI scalable, and human-centred, helping every business, not just the biggest, benefit from intelligent automation. So, what can UK organisations do to ensure the AI revolution is sustainable?

The divide between the digitally elite and tech laggards

The idea of a two-speed economy driven by tech adoption is not new. In fact, we’ve seen it at every stage of emerging technology in the last few decades. Typically, larger, digitally mature businesses surge ahead – in this case, using AI to unlock productivity gains, enhance customer experiences and drive innovation. Meanwhile, smaller organisations and those earlier in their digital journeys fall further behind, not because of a lack of ambition, but because the technology feels out of reach.

This is not simply a technology challenge. It is an economic and societal one. Small and medium-sized businesses form the backbone of the UK economy. They account for the majority of employment, fuel local communities and play a critical role in innovation and resilience. If AI becomes a growth engine accessible only to the biggest players, we risk entrenching existing inequalities and slowing the overall pace of national progress.

The good news is that this outcome is not inevitable. The next phase of the UK’s AI journey must be about accessibility, practicality and trust, to ensure AI works for every organisation, not just the digital elite.

Addressing the barriers to AI adoption

One of the biggest obstacles we see today in faster tech adoption is complexity. Many AI solutions are still presented as standalone, specialist tools that require significant technical expertise to deploy and manage. For organisations without large IT teams or data science resources, this creates an immediate barrier to entry.

Integration is key to building processes that make AI feel like an extension of the tools teams are already using every day. AI delivers the greatest value when it is embedded directly into core workflows, including communications, customer engagement, collaboration and decision-making – rather than bolted on as an afterthought. When intelligent automation is seamlessly woven into familiar platforms, adoption becomes faster, confidence grows and the benefits are realised sooner.

Cost and pricing models are another critical factor. Unpredictable or opaque pricing structures can make AI feel risky, particularly for smaller organisations operating on tight margins. Businesses need clear, scalable pricing that aligns with usage and delivers demonstrable value over time. Without this, AI investment can stall at the pilot stage, never progressing to meaningful deployment.

Equally important is clarity around return on investment. Many organisations understand that AI has transformative potential, but struggle to quantify what success actually looks like. Clear frameworks that link AI adoption to tangible outcomes, such as reduced handling times, improved customer satisfaction or increased employee productivity, are essential. When leaders can see how AI supports both commercial goals and workforce wellbeing, decision-making becomes far more straightforward.

AI should empower people, which starts with trust 

The most successful AI deployments are not about replacing people, but about empowering them. Intelligent automation can remove repetitive, low-value tasks, freeing employees to focus on problem-solving, creativity and building relationships. In customer-facing roles, AI can provide real-time insights and support, enabling more personalised and effective interactions. When implemented thoughtfully, AI enhances work rather than diminishes it.

Building trust is fundamental to this approach. Employees need to understand how AI is being used, why it has been introduced and how it supports their role. Transparency, training and clear governance are essential to ensure AI adoption is inclusive and sustainable. Without buy-in from the people using it every day, even the most advanced technology will fail to deliver its promise.

Seizing the opportunities of the AI revolution

The UK has a real opportunity to lead here. By focusing on practical, scalable and responsible AI adoption, leaders can ensure that innovation drives broad-based growth rather than deepening divides. This requires collaboration across the ecosystem — from technology providers and policymakers to business leaders and educators — to lower barriers and raise confidence.

The AI revolution should not be a race where only a few cross the finish line. It should be a rising tide that lifts businesses of all sizes, across every sector and region of the UK. By prioritising accessibility, simplicity and human-centred design, we can avoid a two-speed economy and build an AI-powered future that is both sustainable and inclusive.

The technology is already here. The challenge and the opportunity lie in how we choose to deploy it.

  

About the Author

Russell Tilsed

Russell Tilsed currently serves as Vice President of International Sales at RingCentral since April 2025. Previously, Tilsed held several leadership roles at 8×8 from September 2010 to April 2025, including Vice President of Sales EMEA and Sales Director for the Public Sector, where responsibilities included developing sales strategies that facilitated digital transformation across various public sector industries.

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